Na Anubhavam with my batting

We all know somebody like Mitch, your mass-commuting, brown-bagging coworker who has toiled in accounting for as long as you can remember. Did you know he owns a vacation house at the beach?

Or the McGillicuddy family, who live down the street in a house just like yours. Would you believe they didn't have to borrow a dime to send their kids to college?

Or Steve, your fellow baritone in the church choir. He just donated how much to help fund the city symphony?!

Call them the invisible rich. How do they do it? Sure, money like that sometimes comes from an inheritance or another fortuitous break, but more likely it's the result of diligence, smart choices and, well, deferred gratification.